Organizations and individuals are seeking fast, safe, easy, and cheap means of payment, eNaira was minted to meet these pressing needs.

eNaira is a Central Bank of Nigeria-issued digital currency that provides a unique form of money denominated in Naira. eNaira serves as both a medium of exchange and a store of value, offering better payment prospects in retail transactions when compared to cash payments. eNaira has an exclusive operational structure that is both remarkable and nothing like other forms of central bank money.

There are several benefits from a central bank-issued digital currency in Nigeria, and this cuts across different sectors of, and concerns of the economy.

eNaira serves as both a medium of exchange and a store of value, offering better payment prospects in retail transactions when compared to cash payments.


eNaira fosters Economic Growth by offering easier access to capital and financial services thereby increasing economic activities at low/no interest transaction rate.


eNaira provides a secure and cheaper diaspora Remittance option and an increase in the speed of such transactions.


eNaira's traceability limits its use for illicit or fraudulent purposes.


eNaira enables effective, equitable, and faster distribution of cash assistance to households and communities included in government Social Welfare Programs.


eNaira provides Financial Inclusion by making financial services available to people or communities who do not have (enough) banking opportunity.


eNaira increases Local and International Trade by making transactions cheap, safe, quick, and better.


eNaira has a stronger security because it cannot be forged or counterfeited as a result of its unique identity and security structure.


eNaira aids Revenue collection by reducing cash handling costs.

Same Naira. More Possibilities.

The eNaira is the Nigerian digital currency that is issued and regulated by the Central Bank of Nigeria. Its functionality delivers speedy, safe, and simple trading and transactional opportunities to customers and end-users:

It is exchanged peer to peer.
It is universal – anybody can hold it.
It does not yield any interest.

eNaira Features

More Features

Unified Payment System

Customers can now move money from their bank account to their eNaira wallet with ease.

Contactless Payment

Customers can make in-store payment using their eNaira wallet by scanning QR codes.


Bank Account Management

Customers can monitor their eNaira wallet, check balances and view transaction history.

Peer-to-Peer Payment

Allows users to send money to one another through a linked bank account or card.

Download the app or scan the QR code now to get started.

GET IT ONGoogle Play
QR Code

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